Affordable Financing Solutions for All New, Used, & Digital Pianos

Annual Percentage Rates are not risk based, which means they are always fixed and are frequently 10 to 15 percentage points better than a credit card. 

Depending on the amount financed and the length of the term, the payments can be customized to meet your budget needs. 

Enjoy the advantages of a fixed installment loan including lower costs, no hidden fees, and the power to buy the piano that best fits your needs. 

There is no fee for paying off your loan early. Any payment made that is greater than the regular monthly amount is applied directly to principal. Pay off early and save! 

Piano Credit Company offers free and easy to use online bill pay for your convenience. Make a one-time payment or schedule payments to occur monthly. 

Speak with live representatives anytime during business hours (M-F 8:30AM – 5:30PM EST) by dialing 800-468-2255 or email anytime at

Same-as-cash options do not determine the term length of the loan. This allows you more payment options to fit your individual needs. Same-as-cash options are offered occasionally with varying terms. 

Piano Credit Company (PCC) was originally founded in 1998 as National Piano Finance and Leasing Company (NPFL), based in Chagrin Falls, OH. An Ohio corporation, the company was formed by three shareholders of various backgrounds in the music industry including musical instrument manufacturing, piano industry consulting, and independent music retailers.